ChatGPTTL;DR
- ChatGPT has four personal plans and two business seat types: Free ($0), Go ($8), Plus ($20), Pro at $100, $200 or $500 a month, and Business seats at $25 Standard or $125 Premium billed monthly ($20 and $100 on annual). Every price was re-read on chatgpt.com/pricing on October 30, 2026 and is unchanged since our October 2 read.
- For a solo owner, Plus at $20 is still the plan. For a team, Business Standard at $25 a seat with a two-seat minimum. Pro 100 only if you want the dot.
- DevDay on September 29 changed three things: Pro 500 is new and includes the Ultrafast speed tier, Pro 200 reopened with a smaller usage allowance (a cut OpenAI reversed on October 29), and Pro and Business Premium now include a "dot," OpenAI's always-on agent.
- Go is not a business plan. It may show ads.
- Claude's seat prices are now identical to ChatGPT's at every tier, so the product decides the choice, since the bill is the same.
Pricing pages are built to be scanned, which is why the number people remember is "$20 a month" and the number they are later invoiced is something else.
This is every ChatGPT plan with the price, what changed at DevDay (OpenAI's developer conference on September 29), the fine print on usage that the plan cards leave out, and a straight recommendation by business size.
Everything was read from chatgpt.com/pricing and the OpenAI Help Center on October 2, 2026, with screenshots. Every ChatGPT figure on this page is tracked in the ChatGPT entry of our price index, with the date it was last checked on the vendor's site.
What is ChatGPT?
ChatGPT is OpenAI's chat assistant. You type a question or upload a file and it answers, drafts and researches. Personal plans run from free to $500 a month, and Plus at $20 is the plan most owners pick. Companies buy Business seats and assign them to staff. Developers pay by the token to build its models into a website.
ChatGPT pricing for personal plans: Free, Go, Plus and Pro
| Plan | Price | Who it is for | What you get |
|---|---|---|---|
| Free | $0 | Trying it | Unlimited text chats on GPT-5.6 Luna; the rest is limited |
| Go | $8/mo | Longer personal use | More messages, uploads and images. "This plan may include ads." |
| Plus | $20/mo | Most owners and staff | GPT-6 reasoning models, projects, scheduled tasks, custom GPTs |
| Pro 100 | $100/mo | Owners who want the agent | Everything in Plus, GPT-6 Astra Pro reasoning, a dot |
| Pro 200 | $200/mo | Heavy daily users | Pro 100 with a larger usage allowance |
| Pro 500 | $500/mo | Developers and researchers | Highest allowance plus Ultrafast |
| Verdict | Plus: the features a business actually uses start at $20 | ||
What each plan includes, from the pricing page:
- Free: unlimited text chats on GPT-5.6 Luna; limited uploads, images, voice, deep research, Codex and ChatGPT Work.
- Go: more messages, uploads and images than Free, plus longer memory.
- Plus: GPT-6 reasoning models, projects, scheduled tasks, custom GPTs, expanded Codex and ChatGPT Work, early feature access.
- Pro 100: everything in Plus, GPT-6 Astra Pro reasoning, longer Codex and Work sessions, a dot, unlimited image creation, maximum deep research and memory.
- Pro 200: Pro 100 with a larger usage allowance. The September allowance cut was reversed on October 29, 2026.
- Pro 500: the highest allowance plus Ultrafast, which runs GPT-6 Astra at up to 300 tokens a second.
GPT-6 reasoning, scheduled tasks and projects are the three features a business actually uses, and they start at $20 on Plus.
ChatGPT Pro: what DevDay changed and what October 29 reversed
The Pro tiers deserve their own section because the news coverage got loud about them. Here is the sequence.
- Before DevDay. Pro was a single $200 plan with roughly 20 times the usage of Plus, and OpenAI had paused new sign-ups in September.
- September 29. OpenAI reopened Pro 200 with, in the Help Center's words, "a lower usage allowance than previously offered" at the same $200 price, and launched Pro 500 above it. Anyone who held an active Pro 200 subscription between September 22 and 10 a.m. Pacific on September 29 was grandfathered, meaning they kept the old allowance.
- October 29, 2026. OpenAI reversed it. The Help Center's Pro tiers page now says "the reduction announced in our September 29 email is canceled".
What the reversal changed:
- Pro 200 is open to new subscriptions again at the same $200.
- Every Pro 200 subscriber gets the higher Work and Codex allowance.
- The lower weekly GPT-6 Pro message limit was raised to match the higher one.
- Pro 100 and Pro 500 had their Work and Codex allowances doubled.
Ultrafast is still Pro 500 only. Pro is billed monthly with no annual option at any tier.
ChatGPT Business and ChatGPT Enterprise pricing
ChatGPT Business is the plan formerly called Team (renamed August 29, 2025). It is self-serve, needs at least two seats, and comes with the line small businesses care about most: OpenAI does not train on your workspace's data.
Seats are capacity, not people. You buy them and assign them, and you can mix the two types.
| Seat | Monthly billing | Annual billing | Includes |
|---|---|---|---|
| Standard | $25 per user/mo | $20 per user/mo | Core tools, company knowledge, admin console, no training on your data |
| Premium | $125 per user/mo | $100 per user/mo | Standard with 5x the usage, no 5-hour cap, and a dot |
| Enterprise | Contact sales | SSO, SCIM, data residency, compliance API, custom retention | |
| Verdict | A 5-person shop on Standard: $125 monthly, $100 annual | ||
Add one Premium seat for the owner if you want the agent: $225 monthly, $180 annual. Workspace credits can be bought on top for usage beyond the included limits.
A Standard seat covers ChatGPT, ChatGPT Work and Codex, plus GPTs, projects and company knowledge. It also includes the admin console and no training on your data. Nonprofits get up to 75 percent off Business or Enterprise.
Two things the seat table does not say. Business and the API are separate bills. A Business subscription includes no API usage, so if a developer builds you a tool on OpenAI's models you pay for that by the token.
And the minimum Business workspace that includes a dot, OpenAI's always-on agent, is one Premium seat plus one Standard seat, $150 a month billed monthly. The plan will not let you run a workspace with a single seat.
Paying for AI seats nobody uses?
We audit the tool stack of service businesses as part of every engagement, and "four ChatGPT seats, one active user" is the most common line item we cut.
What "usage" means, because it is what you are buying
Every paid plan sells an allowance rather than unlimited access, and the allowance is consumed at different rates depending on how you use it.
Per the Help Center, Fast mode uses your included allowance at 2.5 times the rate of Standard mode on the same model, and GPT-6 Astra Ultrafast at 8 times.
A Business Standard seat carries a 5-hour usage window that Premium removes. When a model hits its limit it goes grey until the reset, and support cannot reset it.
For Codex, ChatGPT Work and the Word, Excel and PowerPoint add-ins, you can buy credits that kick in after the included allowance. Credits do not extend every feature.
The practical reading for a small business: Plus or a Standard seat is plenty for chat, drafting and research. The expensive tiers exist for people who run agents and code all day.
The API prices, for when someone builds you something
If a developer or an agency wires ChatGPT's models into your website chat, your phone system or a report, you pay per million tokens, and DevDay reset those numbers too. A token is a chunk of text the model reads or writes, usually part of a word.
| Model | Input per 1M tokens | Output per 1M tokens | Notes |
|---|---|---|---|
| GPT-6.1 Sol (new) | $2 | $10 | Cached input $0.10; one-fifth of Astra's price, most of its capability |
| GPT-6 Astra | $10 | $50 | The top model, and what powers dots |
| GPT-6 Astra Ultrafast | $60 | $300 | Speed tier, 6x the standard rate |
| Luna (Decisions API) | $0.10 | $0.50 | Classification and routing only, limited preview |
| Verdict | Single-digit dollars a month for a 2,000-conversation chatbot | ||
A website chatbot answering 2,000 conversations a month on GPT-6.1 Sol costs single-digit dollars in tokens. If an agency quotes you hundreds a month "for the AI," the AI is not where the money goes.
ChatGPT vs Claude, seat for seat
We run our own company on Claude, so here is the comparison without a thumb on the scale. On October 2, 2026, Claude's prices matched ChatGPT's at every tier.
| Tier | ChatGPT | Claude |
|---|---|---|
| Individual plan | Plus, $20 a month | Pro, $20 a month ($17 on annual) |
| Top personal tier | Pro, from $100 a month | Max, from $100 a month |
| Team standard seat | Business Standard, $25 monthly or $20 annual | Team Standard, $25 monthly or $20 annual |
| Team premium seat | Business Premium, $125 monthly or $100 annual | Team Premium, $125 monthly or $100 annual |
| Verdict | Prices match to the dollar, so the product decides | |
The difference is what each company put in the top tier. ChatGPT Pro and Business Premium include a dot, the always-on agent with its own computer. Claude's plans include Claude Code, Skills and scheduled, handed-off tasks.
Our full breakdown of the Claude side is in how much does Claude cost, and the decision framework is in which AI platform should you pay for. If your team already lives in Microsoft 365 or Google Workspace, read that one first. The bundled assistant sometimes wins on price alone.
Which plan, by business
| Situation | Buy | Monthly cost | Skip |
|---|---|---|---|
| Solo owner, chat and drafting | Plus | $20 | Go: no GPT-6 reasoning, may show ads |
| Solo owner who wants an agent running jobs | Pro 100 | $100 | Pro 200: same price as before, smaller allowance for new sign-ups |
| 2 to 10 staff sharing prompts and files | Business Standard | $25 a seat (2 minimum) | Plus for each person: no admin console, chats train the model |
| Team plus an owner's agent | Business Standard seats plus one Premium | $150 for two seats, $25 per extra Standard | Pro 100 on a personal account: you lose shared knowledge |
| Developers or anyone who needs Ultrafast | Pro 500 | $500 | Credits on Pro 100 or 200: they do not unlock Ultrafast |
| Verdict | Plus for one person, Business Standard for more than one | ||
That split fits nine out of ten service businesses. Add the first Premium seat only after you have five hours a month of named work for a dot. Our notes on that are in OpenAI dots for small business.
If you buy Plus for each person instead of Business seats, your chats train the model unless each person opts out.
Three things to skip
- Go for business use. At $8 it is the cheapest paid plan, and the pricing page says in plain text that it may include ads and that it runs on the older GPT-5.6 Luna for text. The $12 difference to Plus buys the reasoning models that make the tool worth paying for.
- Annual Pro. There is none. Pro is monthly only at every tier, which also makes it the easy plan to try for one month and cancel. Business is where the annual discount lives (20 percent on both seat types).
- Buying seats before use. Seats are assignable capacity. Buy two, watch the admin usage panel for a month, and add seats for the people who actually used theirs. The Help Center confirms you can add, remove and reassign seats at any time.
Frequently asked questions
How much does ChatGPT cost per month in 2026?
Free is $0, Go is $8, Plus is $20, and Pro is $100, $200 or $500 depending on the tier. Business seats are $25 (Standard) or $125 (Premium) per user per month billed monthly, or $20 and $100 billed annually, with a two-seat minimum. Prices read from chatgpt.com/pricing on October 2, 2026.
What is the difference between ChatGPT Plus and Pro?
Plus ($20) includes GPT-6 reasoning models, projects, scheduled tasks and custom GPTs with capped usage. Pro ($100 and up) adds GPT-6 Astra Pro reasoning, longer Codex and ChatGPT Work sessions, unlimited image creation, a much larger usage allowance, and a dot, OpenAI's always-on agent. Pro 500 also includes the Ultrafast speed tier.
Did ChatGPT Pro get more expensive?
The $200 price did not change. New Pro 200 subscriptions after September 29, 2026 came with a smaller usage allowance, and OpenAI reversed that cut on October 29, 2026, so the plan is back to its earlier allowance. A new $500 Pro 500 tier sits above it.
Does ChatGPT Business train on my data?
No. OpenAI states it does not train on content from ChatGPT Business, Enterprise or Edu workspaces by default. Personal plans (Free, Go, Plus, Pro) use your conversations for training unless you turn that off in settings.
Is ChatGPT Team the same as ChatGPT Business?
Yes. Team was renamed Business on August 29, 2025. The plan now has two seat types, Standard and Premium, and requires at least two seats in total.
Is ChatGPT or Claude cheaper for a small business?
They cost the same. Claude Pro and ChatGPT Plus are both $20 a month, and Claude Team and ChatGPT Business both charge $25 monthly or $20 annually for a standard seat and $125 or $100 for a premium seat. Pick on the product: ChatGPT's top tiers include the dot agent, Claude's include Claude Code and Skills.
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